uob individual banking
uob individual banking
Blog Article
UOB Financial institution presents a number of individual banking services designed to fulfill the monetary needs of people. Beneath is an intensive overview that will help you understand The real key features and offerings.
Different types of Accounts
Discounts Account: This account permits you to lower your expenses though earning curiosity.
Features: Quick access, interest earnings, nominal fees.
Added benefits: Secure spot for your funds, likely growth by way of desire.
Existing Account: Perfect for every day transactions and taking care of bills.
Features: Checkbook facility, overdraft safety.
Added benefits: Handy for regular payments and withdrawals.
Fastened Deposit Account: For those trying to gain greater curiosity costs around a fixed time period.
Characteristics: Fastened time period deposits, higher interest charges when compared to savings accounts.
Advantages: Secure expenditure solution with predictable returns.
Financial loans
Particular Financial loans: Unsecured financial loans which can be utilized for a variety of needs like education and learning or household renovation.
Styles:
Installment Financial loans
Credit rating Traces
Added benefits: Versatile repayment phrases, competitive desire fees.
Dwelling Financial loans: Tailor-made answers for acquiring home or refinancing existing home loans.
Sorts:
Mounted Charge House Loan
Floating Level Household Bank loan
Rewards: Various designs to go well with specific wants, interesting premiums.
Charge cards
UOB offers A selection of credit cards catering to different life and investing patterns:
Rewards Playing cards: Receive points on just about every obtain that may be redeemed for presents or vacation miles.
Cashback Cards: Get dollars rebates on each day expending for example groceries and eating out.
Journey Playing cards: Unique Gains like air miles accumulation and travel coverage coverage.
Financial commitment Solutions
For people interested in increasing their prosperity via investments:
Device Trusts * Diversified portfolio managed by experts. * Suited to long-term progress aims.
Structured Deposits * Brings together the features of classic deposits with financial investment items. * Perhaps bigger returns but with a few danger concerned.
Insurance plan Products and solutions
To protect your self and Your loved ones in opposition to unexpected gatherings:
Everyday living Insurance * Offers economic safety in case of death or crucial sickness. * May also serve as a financial savings Instrument according to the policy selected.
Well being Insurance coverage * Covers medical expenses including hospitalization prices. * Important for mitigating substantial healthcare costs.
Electronic Banking Companies
Ease at your fingertips via electronic platforms:
Online Banking
Lets you control your funds on the web:
Check out here account balances and transaction history
Transfer cash amongst accounts or spend expenditures
Make an application for new goods (financial loans/credit cards)
Cell Banking
Banking on-the-go by way of cell apps:
Speedy stability checks
Cell payment alternatives (QR code payments)
Notifications & alerts about account exercise
With these in depth offerings, UOB aims to offer personalized banking alternatives that cater especially to individual demands while guaranteeing convenience and safety in all transactions.